Every client is unique, no two property projects are identical 
A tailor-made solution when clients need to consider using a property asset to release equity and to create cash flow for specifically targeted projects.
Banque Patrimoine & Immobilier offers its clients the possibility to maintain the asset while acquiring the means to :
• Increase income upon retirement,
• Finance a lifetime project,
• Acquire further property investments in France or abroad,
• Repay an existing mortgage in France or abroad with a better-suited solution.
Banque Patrimoine & Immobilier’s expert approach to its client’s individual needs together with its long-term financial solutions responds to their longer-term objectives.
While avoiding the transfer of all or part of the property asset, even those held through a French company such as an SCI or SARL, equity release can be used as an effective instrument to achieve the following :
• Tax-efficient estate planning,
• Reimbursement of the shareholder’s fund in a family-held company,
• Financing children’s education,
• Securing a financial investment with attractive tax benefits for one’s heirs.
For loans that are governed by Article L312-1 et seq. of the French Consumer Code (Code de la Consommation), the borrower has a 10-day cooling-off period. In such event, the sale is contingent on the loan being granted; if the loan is refused, the vendor must reimburse the sums paid.
Banque Patrimoine & Immobilier offers its clients the possibility to maintain the asset while acquiring the means to :
• Increase income upon retirement,
• Finance a lifetime project,
• Acquire further property investments in France or abroad,
• Repay an existing mortgage in France or abroad with a better-suited solution.
Banque Patrimoine & Immobilier’s expert approach to its client’s individual needs together with its long-term financial solutions responds to their longer-term objectives.
While avoiding the transfer of all or part of the property asset, even those held through a French company such as an SCI or SARL, equity release can be used as an effective instrument to achieve the following :
• Tax-efficient estate planning,
• Reimbursement of the shareholder’s fund in a family-held company,
• Financing children’s education,
• Securing a financial investment with attractive tax benefits for one’s heirs.
For loans that are governed by Article L312-1 et seq. of the French Consumer Code (Code de la Consommation), the borrower has a 10-day cooling-off period. In such event, the sale is contingent on the loan being granted; if the loan is refused, the vendor must reimburse the sums paid.
