Buying your second home
Buy to Let properties
equity release on French property
Off plan properties
equity release on French property
Equity release
equity release on French property
Bridging loans
investing in french property
Home improvement loan
investing in french property
investing in french property

 

Sesame II plan is tailored for buyers who wish to invest in an existing or off-plan property.

Sesame II offers an interest-only mortgage for the first 5-10 years, during which repayments are capped. Your loan then becomes a classic repayment mortgage which, if agreed when setting up your contract, includes the possibility of paying off the full amount at any time without penalties. Sesame II also allows you to minimize your monthly repayments while maximizing interest-related tax deductions on your rental income.


First period of 5 to 10 years.
  • Repay interest only that is deductible from your rental income
  • Lower monthly repayments partly or fully covered by the rental income
  • The loan is capped
  • Switch to a classic repayment loan at anytime

Second period of 5 to 15 years.
  • Amortize your loan on a term you have chosen
  • A ceiling on monthly repayments and a capped term
  • Possibility to adjust the term of the loan
  • Postpone any repayment when necessary
  • Switch to a fixed rate at anytime
  • Transfer the loan to a new purchase to keep an attractive rate and avoid additional charges
  • Transfer the loan to a new buyer
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You need a bridging loan for your real estate finance and investment or for your residential property investment in France, BPI is here to provide you the support you need.