Buying an apartment off plan or building a house ? Our tailored packages include a pre-financing period which means repayments are lower during the initial years.
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A range of Soleil loans (Soleil, Soleil 3, Preference Soleil) designed for clients who opt
for a secure variable rate solution with durations up to 25 years. Thus the global cost of the loan
is significantly less over a shorter term or allows one to borrow a greater loan amount.
“Preference Soleil” offers a “2 in 1” financial solution which reduces the initial outgoings thus improving personal
cash flow during the construction of the building and / or the renovation period and can also be used where there is a sale of a property.
The deferral period is 24 months maximum. The option to choose one’s own repayment amount, calculated from € 1 to €
70 for every € 10 000 borrowed according to personal requirements during the first period.
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- Partial deferral (interests and insurance) or total deferral (capital, interests and insurance) for up to 24 months.
- Postponement option in the event of cash flow difficulties and or the loss of tenants (Soleil 3).
- Adjustable option which allows the increase or the decrease of the monthly repayments to meet changing personal circumstances
- Transmission of the loan to a new buyer.
- Changeover to a fixed rate at any time.
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