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TAILORED MORTGAGE SOLUTIONS

Unique solutions adapted to specific needs




‘Rainbow' Fixed Rate Mortgage

The classic fixed rate loan is a risk free mortgage with capital and interest repayments that are constant throughout the term of the loan. The term ranges from 7 to 30 years (subject to age of applicant). With the Rainbow option you also have the possibility twice annually to decrease or increase your monthly repayments with a maximum extension of 5 years (from the 3 year onwards) but there are prepayment penalties in the case of early redemption

          • Adapt the repayments to your requirements.
          • Lengthen the term of your loan





For loans that are governed by Article L312-1 et seq. of the French Consumer Code (Code de la Consommation), the borrower has a 10-day cooling-off period. In such event, the sale is contingent on the loan being granted; if the loan is refused, the vendor must reimburse the sums paid.